Branden Boerner already knew a lot about the businesses of the greater Elkhart Lake area—or at least he knew what they were all about on paper.
What Boerner is looking forward to now is getting to better know the people behind those businesses as well as meeting more residents of the community.
Boerner is the new president of the Elkhart Lake office of Community Bank & Trust, having been in that position for about two months. He is not a newcomer to Community Bank, however, having worked for the bank for about 7-1/2 years.
Most of those years have been spent working in Community Bank & Trust’s corporate office in Sheboygan as a credit analyst. It was his job to help with the underwriting on commercial loans being considered by Community Bank & Trust for its commercial customers or potential customers.
Boerner knew the numbers behind those businesses, but he said he is happy to now be seeing the faces behind those numbers.
Sheboygan North graduate
The 1999 graduate of Sheboygan North High School attended Lakeland College for two years before following his soccer coach to Augustana College in Illinois. There he earned a degree in Business Finance. “I knew I wanted a business degree,” Boerner said. “When I started taking classes there, finance caught my interest.”
Boerner, 31, said he did not necessarily intend to start his career in banking but needed a way to start paying off his student loans. He applied for and obtained a teller’s position with Community Bank & Trust, and after just three months applied for and obtained the credit analyst position.
Growth in commercial lending by Community Bank & Trust helped open up that position for Boerner, and the bank continues to be one of Wisconsin’s leading banks in terms of commercial lending. “We push a lot of SBA loans,” he said of the Small Business Administration option.
But there is much more to Community Bank & Trust’s commercial lending success than having the SBA tool. “I think it’s our approval process,” Boerner said. “We meet every Wednesday as a loan committee,” but communication is constant between all parties to expedite the lending process as much as possible.
Numerous products for businesses
Community Bank & Trust offers many types of commercial banking products and services including loans for business purchases, lines of credit, equipment term loans, permanent working capital, commercial real estate, and construction. The bank makes use of other government programs beyond SBA including WHEDA and Rural Development. Services for businesses include lock boxes, automated clearing house, online banking and more.
Community Bank & Trust also serves the banking needs of a variety of nonprofit organizations including churches, municipalities and school districts.
Of course, the bank also offers whatever financial services the residents of the greater Elkhart Lake area might want, including checking and savings accounts, online banking, Money Market accounts, Certificates of Deposit, Health Savings Accounts, debit and ATM cards, credit cards, overdraft protection, retirement accounts, investment services and more.
They do it all from their office at 274 Osthoff Ave. in Elkhart Lake, thanks to what Boerner called a very supportive and experienced staff at that location.
“I think it’s a great community,” Boerner said of Elkhart Lake. “Everyone’s been really supportive. My staff out here has been great.
Boerner said the Elkhart Lake office sees a fair number of out-of-town customers because of the nature of the resort community and the fact Community Bank has offices in Milwaukee and Appleton. Overall, its 11 offices consist of four in Sheboygan, Sheboygan Falls, Plymouth, Chilton, Glendale, Appleton, Greenfield and Elkhart Lake.